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Apple Coffee Cake with Cream Cheese

by Danielle Cochran

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If you’re looking for the perfect fall breakfast or dessert, this Apple Coffee Cake with Cream Cheese checks every box. It’s soft, buttery, and layered with a creamy cheesecake filling, fresh apples, and a cinnamon walnut streusel that bakes into the most incredible topping. Every bite is packed with cozy fall flavor, making it perfect for brunch, holiday gatherings, or an afternoon cup of coffee.

A slice of Apple Coffee Cake with Cream Cheese and crumb topping, drizzled with icing, sits on a white plate. Visible apple pieces peek through the cake, while a red apple is blurred in the background on a wooden surface.

Why You’ll Love Apple Coffee Cake with Cream Cheese

  • Simple and Easy: This recipe is simple to follow and only uses simple ingredients.
  • Perfect for Sharing: Make this coffee cake for potlucks, bake sales, or just enjoy it with friends and family. It makes a lot, so there’s plenty to go around!
  • Weekend Brunch Star: Wanna impress everyone at brunch? This coffee cake is a guaranteed hit. Serve it warm with a cup of coffee for a yummy weekend treat.
  • Make-Ahead Magic: Busy schedule? No problem! Make this coffee cake ahead of time and enjoy it later. Just bake it a day before and it’ll be fresh and delicious.
  • Endless Fun Variations: Feel free to get creative and change things up! We’ve got some cool ideas below to spark your inspiration.

Ingredients Needed To Make Apple Coffee Cake with Cream Cheese

  • Flour
  • Baking powder
  • Baking soda
  • Salt
  • Eggs
  • Sugar
  • Sour cream
  • Room temperature butter 
  • Vanilla extract
  • Ground cinnamon
  • Cream cheese 
  • Powdered sugar
  • Chopped walnuts
  • Brown sugar
  • Granny Smith apples
  • Honeycrisp apples
  • Powdered sugar (for glaze)
  • Milk

Substitutions + Alternatives

Can I use All-Purpose Flour?

Yes, All-Purpose Flour can be used. Use the same amount that is listed in the ingredients, but swap with all purpose.

Can I use regular dairy?

Feel free to make this recipe your own. I use dairy-free milk, but feel welcome to choose your preferred dairy option without any recipe adjustments. Unless specified otherwise, you have the flexibility to use the milk of your choice for the recipe.

Note: While almond milk is an option, it is less preferred due to its liquid consistency. Consider opting for a milk alternative with a thicker texture.

How To Make Apple Coffee Cake with Cream Cheese

  1. Preheat and Prep: Preheat the oven to 350°F (177°C) and spray an 9-inch springform pan with 3-inch sides with nonstick baking spray. 
  2. Cream Cheese Layer: In a mixing bowl, combine cream cheese, vanilla extract, and powdered sugar. Mix until smooth and set aside. 
A metal mixing bowl containing a smooth, creamy white batter or frosting—perfect for an Apple Coffee Cake with Cream Cheese—partially spread around the sides, sits on a wooden surface.
  1. Cake Batter: In another mixing bowl, cream together sugar and butter on high for 3 minutes. Mix in eggs, sour cream, and vanilla extract. Scrape down the sides and add the dry ingredients (flour, baking powder, baking soda, kosher salt, and ground cinnamon). Mix until well incorporated. 
    A clear glass bowl filled with white flour, ready for baking Apple Coffee Cake with Cream Cheese, is placed on a rustic wooden surface, viewed from above.
  1. Streusel: In a separate bowl, combine streusel ingredients (chopped walnuts, ground cinnamon, brown sugar, and flour) and mix well. 
  1. Assemble Cake: Pour half of the cake batter into the prepared baking dish. Spread the cream cheese mixture on top. Sprinkle half of the streusel mixture in the center and half of the apples on top. Add the remaining cake batter on top, followed by the rest of the apples and streusel. 
  1. Bake: Bake for 55-70 minutes, or until a toothpick inserted into the center comes out clean. Let the cake cool completely in the baking dish. 
An Apple Coffee Cake with Cream Cheese, topped with a crumbly cinnamon and nut streusel, sits in a baking pan on a rustic wooden surface.
  1. Glaze: Mix powdered sugar and milk until smooth. Drizzle on top of the cooled cake. 
An Apple Coffee Cake with Cream Cheese, topped with crumbly streusel and a white icing drizzle, sits on a white plate. Nearby are a green apple, red apple, chopped nuts, and star anise on a wooden surface.

Variations & Substitutions

  • Nuts: Use different types of nuts such as pecans or almonds instead of walnuts for variety. 
  • Spice: Add nutmeg or allspice to the cake batter for extra warmth. 
  • Fruits: Add different fruits such as pears or berries to the streusel for added flavor. 

Commonly Asked Questions

Can I use other types of apples?

Absolutely! This recipe is versatile when it comes to apples. Feel free to use Gala, Fuji, Braeburn, or even a mix of your favorite tart and sweet varieties. Just keep in mind that some apples are more watery than others. If you use an apple that’s very juicy, you may want to toss the chopped pieces with a tablespoon of flour before adding them to the cake to prevent excess moisture.

Can I make apple coffee cake ahead of time?

You sure can! This coffee cake is perfect for making ahead of time. Simply bake it according to the recipe, then let it cool completely. Wrap it tightly in plastic wrap or store it in an airtight container at room temperature for up to 3 days. When you’re ready to serve, you can warm it up slightly in the microwave for a few seconds.

How can I tell if my apple coffee cake is done?

The best way to tell if your coffee cake is done is to insert a toothpick into the center of the cake. If the toothpick comes out clean, your coffee cake is good to go! If it comes out with batter clinging to it, bake for a few more minutes and check again.

A slice of Apple Coffee Cake with Cream Cheese sits on a white plate with a fork beside it. The cake has a crumbly streusel layer and is topped with icing. A green apple is blurred in the background.
A slice of Apple Coffee Cake with Cream Cheese and crumb topping, drizzled with icing, sits on a white plate. Visible apple pieces peek through the cake, while a red apple is blurred in the background on a wooden surface.

Apple Coffee Cake with Cream Cheese

Danielle Cochran
Apple Coffee Cake with Cream Cheese is a soft, buttery coffee cake layered with a rich cream cheese filling, fresh Honeycrisp and Granny Smith apples, and a buttery cinnamon walnut streusel. It's the perfect make-ahead breakfast cake or fall dessert for brunches, holidays, and weekend baking.
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Prep Time 30 minutes
Cook Time 1 hour 10 minutes
Cool Time 1 hour
Total Time 2 hours 40 minutes
Course Breakfast, Dessert
Cuisine American
Servings 10
Calories 878 kcal

Equipment

Ingredients
  

Cake Ingredients

Cream Cheese Layer

Streusel Ingredients

Glaze Ingredients

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Instructions
 

  • Preheat and Prep: Preheat the oven to 350°F (177°C) and spray an 9” round or 9×9 square with at least 2 1/2” deep (at least 2-inch sides) with nonstick baking spray.
  • Cream Cheese Layer: In a mixing bowl, combine cream cheese, vanilla extract, and powdered sugar. Mix until smooth and set aside.
  • Cake Batter: In another mixing bowl, cream together sugar and butter on high for 3 minutes. Mix in eggs, sour cream, and vanilla extract. Scrape down the sides and add the dry ingredients (flour, baking powder, baking soda, kosher salt, and ground cinnamon). Mix until well incorporated.
  • Streusel: In a bowl, combine the room temperature butter with the rest of the streusel ingredients (chopped walnuts, ground cinnamon, brown sugar, and flour). Use a fork to cut the ingredients together until well combined.
  • Assemble Cake: Pour half of the cake batter into the prepared baking dish. Spread the cream cheese mixture on top. Sprinkle half of the streusel mixture in the center and half of the apples on top. Add the remaining cake batter on top, followed by the rest of the apples and streusel.
  • Bake: Bake for 55-70 minutes, or until a toothpick inserted into the center comes out clean. Let the cake cool completely in the baking dish.
  • Glaze: Mix powdered sugar and milk until smooth. Drizzle on top of the cooled cake.

Notes

Optional Cream Cheese Filling

If you’d like to add a rich, creamy layer to your coffee cake, the cream cheese filling is a delicious option—but it’s completely optional.

Recipe Note

Adding a cream cheese layer will change the texture of the cake. Because cream cheese adds both moisture and weight, the bottom cake layer may bake up slightly denser and more moist than a traditional coffee cake. This is completely normal and doesn’t mean the recipe didn’t turn out. The cream cheese creates a rich, cheesecake-like center that many people love, but if you prefer a lighter, fluffier coffee cake, you can simply leave the cream cheese layer out.

Nutrition

Serving: 1gCalories: 878kcalCarbohydrates: 97gProtein: 10gFat: 54gSaturated Fat: 27gPolyunsaturated Fat: 9gMonounsaturated Fat: 13gTrans Fat: 1gCholesterol: 149mgSodium: 658mgPotassium: 218mgFiber: 6gSugar: 67gVitamin A: 1440IUVitamin C: 2mgCalcium: 220mgIron: 2mg
Tried this recipe?Mention @TheSaltyCooker or tag #thesaltycooker!

One Comment

  1. 5 stars
    Such a winner of deliciousness. Soo good. Moist, flavorful, amazing texture. This is a keeper. I live in an rv and don’t bake a lot but I will have this on repeat.

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